-- 20 ĐỘNG TỪ / CỤM ĐỘNG TỪ VỚI GERUND (V-ING) TRONG TIẾNG ANH ---

1. ALLOW DOING SOMETHING: cho phép làm gì đó

- They don't allow taking photographs in this supermarket. (Họ không cho phép chụp ảnh trong siêu thị này).

2. AVOID DOING SOMETHING: tránh né làm gì đó

- People should avoid eating after 8 p.m (Mọi người nên tránh ăn sau 8 giờ tối)

3. BEAR DOING SOMETHING = STAND DOING SOMETHING: chịu đựng được khi làm gì đó

- I can't stand listening to their singing.(Tôi không thể chịu được khi phải nghe họ hát)

4. CAN’T HELP DOING SOMETHING: không thể không làm gì đó, không thể nín nhịn làm gì đó (thường là không thể nhịn cười)

- I can't help laughing every time I watch Mr.Bean (Tôi không thể nhịn cười mỗi lần xem Mr Bean)

5. CONSIDER DOING SOMETHING: xem xét, nghĩ đến khả năng sẽ làm gì đó

- He seriously considered resigning. (Ông ấy đã nghiêm túc nghĩ đến việc từ chức)

6. DENY DOING SOMETHING: chốí đã làm gì đó

- The woman denied killing her husband (Người đàn bà đó đã chối tội giết chồng

7. DISLIKE DOING SOMETHING: không thích làm gì đó

- I dislike being the center of attention (Tôi không thích làm trung tâm của sự chú ý)

8. DREAD DOING SOMETHING: rất rất sợ phải làm gì đó

- After a long holiday, many people dread going back to work (Sau một kỳ nghỉ dài ngày, nhiều người rất sợ phảiđi làm trở lại)

9. ENDURE DOING SOMETHING: chịu đựng phải làm điều gì đó

- He can't endure being alone in a foreign country (Anh ấy không chịu được cảnh cô độc một mình ở nước ngoài)

10. ENJOY DOING SOMETHING: thích thú, có được niềm vuikhi làm điều gì đó, thích làm gì đó như là một thú vui

- Young children enjoy helping around the house (Trẻ nhỏ thường thích giúp đỡ làm công việc trong nhà)

11. FINISH DOING SOMETHING: hoàn tất làm điều gì đó, làm xong việc gì đó

- When I finish typing this lesson, I will reward myself with a coffee. (Khi tôi đánh máy xong bài học này, tôi sẽ tự thưởng cho mình một ly cà phê)

12. GIVE UP DOING SOMETHING = QUIT DOING SOMETHING: từ bỏ làm gì đó

- I wonder when my father will stop/quit smoking (Tôi không biết khi nào ba tôi mới bỏ hút thuốc lá)

13. GO ON DOING SOMETHING: tiếp tục làm gì đó

- Please go on working! (Hãy tiếp tục làm việc!)

14. HATE DOING SOMETHING: ghét làm gì đó

- Paul hates having his pictures taken (Paul ghét bị chụp ảnh)

15. IMAGINE DOING SOMETHING: tượng tượng làm gì đó

- She can't imagine living with a husband 40 years older than she. (Cô ấy không thể tưởng tượng được việc sống chung với một ông chồng lớn hơn mình 40 tuổi)

16. INVOLVE DOING SOMETHING: đòi hỏi phải làm gì đó,đồng nghĩa với việc phải làm gì đó

- Running your own business involves working long hours (Điều hành doanh nghiệp riêng của mình đồng nghĩa với việc bạn phải làm việc nhiều giờ liên tục)

17. KEEP DOING SOMETHING: mãi làm điều gì đó, liên tục làm điều gì đó

- If you can keep studying English 2 hours a day for 2 years, you will certainly be very good at it (Nếu bạn có thể học tiếng Anh liên tục mỗi ngày 2 tiếng trong vòng 2 năm, chắc chắn bạn sẽ rất giỏi môn này)

18. LIKE DOING SOMETHING: thích làm gì đó

- I like watching documentaries. (Tôi thích xem phim tài liệu)

19. MIND DOING SOMETHING: phiền lòng khi làm gì đó (dùng trong phủ định hoặc nghi vấn xin phép, nhờ vả)

- Would you mind opening the window? (bạn có ngại mở cửa số giúp tôi không?)

- I don't mind lending him some money as long as he promises to pay me back (Tôi không ngại cho anh ấy mượn tiền miễn là anhấy hứa trả lại cho tôi)

20. MISS DOING SOMETHING: suýt đã làm gì đó

-As he crossed the street, the bus just missed hitting him (Lúc anh ấy băng qua đường, xe buýt suýt chút nữa đã đâm vào anh ấy)

Words:Roman Empire

• A.D. = Anno Domini = after the birth of Jesus Christ
• abandon = dump, leave
• according to = as shown or said by …
• admiration = feeling of respect and liking for
• admire = to show your love for something
• adopt = to take someone else’s child into your home and become its parent
• agreement = arrangement, deal
• argue = have a quarrel; fight
• assassinate = kill for political reasons
• B.C. = before the birth of Jesus Christ
• ban = here: not allowed to be in
• based on = to use something as a starting point
• basket = container made of thin pieces of wood that are woven together; used to carry things
• battle = one single fight in a longer war
• blame = to say it is someone else’s fault
• boundary = line that separates two countries
• Christianity =a religion based on the life and beliefs of Jesus Christ
• claim = to say that something is true
• commit suicide = to kill yourself
• complete = finish
• conquer = to take control of land with an army
• considered = thought
• construction = building
• consul = person who held a high office in ancient Rome
• convert = change to another religion
• crucify = kill someone by nailing them to a cross
• defeat = win against someone
• defend = guard, protect
• destroy = damage completely
• elect = to vote for someone to hold an official position in a state
• emperor = king or queen of a group of countries that belong together
• epic = very long
• especially = above all
• expand = to make larger
• focus on = concentrate on
• found – founded = start something new
• freedom = liberty
• gain = get
• Gaul = today’s France
• Germanic tribes = people who lived to the north of the Roman Empire
• govern = rule
• governor = a person who rules a territory for the king or emperor
• greatness = how great and successful something is
• heir = a person who will take over something after you die or who will get everything that belongs to you
• however = but
• influence = power
• invade = to enter a country with an army
• Judea = old name of the region around Jerusalem
• judge = person who decides in court if a person has committed a crime
• opposing = completely different from each other
• outskirts = outer areas; places that are far away from the centre
• peaceful = quiet; not violent
• peasant = poor farmer who owns very little or no land at all
• peninsula = land with water on three sides
• persecute = to treat someone cruelly and badly over a certain time because of their religion or what they think
• place = put
• poem = piece of writing in rhymes that shows a person’s ideas or how they feel
• poet = someone who writes poems
• popular = liked by many
• proud = pleased; to be happy about something
• recruit = sign up for the army
• refer to = to speak about someone
• regard = think of someone as
• reign = time in power
• relationship = here: a love affair
• repair = fix
• restore = save, rebuild, repair
• rumor = information that is passed on from person to person and does not always have to be true
• ruthless = cruel, violent, cold-blooded
• sensible = reasonable; to make good decisions
• shepherd = someone whose job it is to take care of sheep
• sole = only
• stab = to push a knife into someone
• statesman = a politician or leader who is respected by many
• support = approval, help
• supposedly = so they say
• threat = danger
• throughout = in all of
• trade = buy and sell things
• translate = to change written or spoken words into another language
• treason = to betray your country or government
• tribe = group of people of the same race, who have the same language and traditions
• triumvirate= a group of three powerful people who ruled Rome
• Trojan = person who lived in Troy, a powerful old city in today’s Turkey
• twin = one of two children born at the same time to the same mother
• uncompleted = not finished
• unpredictable = a person who changes his ideas a lot , so that you never know what they really do or think
• work = piece of writing
• worship = to pray to someone

Coffee Houses

Vocabulary

A. = Adjective   ADV. = Adverb   IDM. = Idiom   N. = Noun   V. = Verb
to appeal to	V. to attract or interest (a certain group of people)
to blend	V. to combine, mix together
a blend	N. a combination, a mixture "Blend" is often used to refer to a special mixture of coffee beans.
to chat	V. to talk in a friendly, informal way; to discuss things for fun
a chat	N. an informal discussion
decaf	A. without caffeine, with reduced caffeine This is the short form of "decaffeinated."
a fad	N. a fashion, a trend, a short-term interest
to hang out	V. to spend time at a place (just relaxing or being with friends)
a hangout	N. a place where you spend much of your time
overpriced	A. costing too much money
to pop up	V. to suddenly appear
to sip	V. to slowly drink
trendy	A. 1) very fashionable, too fashionable 2) interested in extremely fashionable things This word is sometimes used in a negative way to express that something has become ridiculously fashionable.

TÊN TIẾNG ANH CỦA CÁC BỘ, CƠ QUAN NGANG BỘ

1. Ministry of Agriculture & Rural Development Bộ Nông nghiệp và Phát triển Nông thôn 
2. Ministry of Construction Bộ Xây dựng 
3. Ministry of Culture, Sports & Tourism Bộ Văn hóa, Thể thao và Du lịch 
4. Ministry of Education & Training Bộ Giáo dục và Đào tạo 
5. Ministry of Finance Bộ Tài chính 
6. Ministry of Foreign Affairs Bộ Ngoại giao 
7. Ministry of Information & Communications Bộ Thông tin và Truyền thông
8. Ministry of Interior Bộ Nội vụ
9. Ministry of Justice Bộ Tư pháp
10. Ministry of Labor, War Invalids, & Social Welfare Bộ Lao động, Thương binh và Xã hội
11. Ministry of National Defense Bộ Quốc phòng
12.Ministry of Natural Resources & Environment Bộ Tài nguyên và Môi trường
13. Ministry of Planning & Investment Bộ Kế hoạch và Đầu tư
14. Ministry of Public Health Bộ Y tế
15. Ministry of Public Security Bộ Công an
16. Ministry of Science & Technology Bộ Khoa học và Công nghệ
17. Ministry of Transport Bộ Giao thông vận tải
18. Government Inspectorate Thanh tra Chính phủ
19. Office of the Government Văn phòng Chính phủ
20. Ethnic Minorities Committe Ủy ban Dân tộc Có khi còn được viết: Committee for Ethnic Minorities
21. State Bank Ngân hàng Nhà nước
22. Ministry of Industry & Trade Bộ Công thương

Money - Finance

Word	Meaning
A.T.M.	Automated Teller Machine;  cash dispenser
banknote	Piece of paper money.
borrow	Obtain money which must be returned.
broke  (to be)	To have no money.
budget	Amount of money available or needed for a specific use.
cash	Coins or bank notes (not cheques);  actual money paid, not credit.
cash dispenser	Automatic machine from which a bank customer can withdraw money.
cashier	A person dealing with cash transactions in a bank, shop, etc.
cheque / check	Written order to a pay the stated amount from one's account.
coin	A piece of metal used as money.
currency	The money used in a country.
debt	Money owed by one person to another.
deposit	Sum  or money payable as a first instalment on a purchase; Money placed in an account in a bank.
donate	Givie money, especially to charity;  make a donation.
exchange rate	The rate at which one currency can be exchanged for another.
fee	Payment made to a professional person (doctor, lawyer, etc.).
interest	Money paid for borrowing or investing money.
invest	To put pmey into a business, property, etc. in order to earn interest or profit.
legal tender	Currency that cannot legally be refused as payment.
lend	Give or allow the use of money which must be returned, usually with interest.
loan	Sum of money to be returned with interest.
owe	To be in debt to someone;  to owe money to somebody.
petty cash	Small amount of cash available for everyday expenses.
receipt	Written statement that money has been paid.
refund	Pay back money received;  reimburse.
tip	Small sum of money given to a waiter, taxi driver, tec.
withdraw	Take money from a bank account.

The Age of Jazz

In the early decades of the 20th century jazz was the name that was given to music played by African Americans. It was a kind of folk music that black people played for entertainment. Today jazz is performed all over the world and it has alsoinfluenced other kinds of music.

The features of jazz are its sound and rhythms. Jazz isimprovised music that shows strong emotions and feelings. Typical jazz instruments are the trumpet, trombone ,saxophone and clarinet.

Beginnings of Jazz

The first jazz was played in the early 20th century. Jazz musicians were inspired byragtime and blues which also evolved at the beginning of the century.

Ragtime was a musical style that came from St.Louis. It was played mostly on the piano and quickly became popular with orchestras. A blues was originally a sad song, a ballad that was sung slowly and accompanied by a piano or guitar. Some people say that blues were songs that the slaves sung.

 

New Orleans Jazz

The birthplace of jazz is New Orleans. In the early 1900s people of many cultures lived in the city: French, Spanish and African-Americans. The music was a mixture of blues, black spirituals and rhythms from the Caribbean .

The typical jazz band was made up of one or two cornet players, a clarinet and a trombone player. Sometimes there were pianos, banjos, tubas and drums to accompany the horns.

New Orleans jazz became later known as Dixieland. As time went on jazz travelled up the Mississippi to Chicago and then to New York City.

Big band jazz emerged as the bands became larger and had more instruments. There were three parts of a big band: brass instruments with trumpets and trombones, reeds with saxophones and clarinets and rhythm instruments (piano, guitar, double bass and drums)

Famous bandleaders were Fletcher Henderson and Benny Goodman. Big band jazz was smoother with lighter rhythms. Most of the bands had famous soloists like Louis Armstrong, the most famous musician of that time.

Swing

The 1930s and the 1940s were called the swing era. Music was free and relaxed during this period. The start of radio made jazz well-known all over America. Some of the most popular bands of the country were led by Benny Goodman, Tommy Dorsey and Glenn Miller , who was probably the most successful of all.

Maybe the greatest big band of all times was led by pianist and composer Duke Ellington. He wrote over 1000 works. His best known songs are “Sophisticated Lady” and Mood Indigo”.

Glenn Miller Band

 

Bebop

The next major jazz style was bebop which lasted until about 1960. It was played in smaller groups and hardly in big bands.

Bebop musicians improvised not so much the melody as the jazz musicians before, but the tune’s chords. Many beboppieces were also played very quickly. Centre of bebop was Kansas City, where the greatest bebop musician, Charlie Parker , grew up.

At the same time as bebop came up in the Midwest hard bopemerged in the eastern cities. It was strong and full of energy and stressed the African American sound. The electric organ became a popular instrument and Miles Davis was one of the most famous beboppers of that time.

In the 1960s musicians started to look for other ways to improvise jazz. John Coltrane and Ornette Coleman became the greatest performers of free jazz, as it was called.

Today jazz is played all over the world, in concert halls as well as in dark night clubs. Many of the world’s famous jazz festivals take place in Europe and Japan.

 

Louis Armstrong

Louis Armstrong was America’s greatest jazz musician. He was born in New Orleans , the birthplace of jazz. His father left the family shortly after Louis was born so the boy had to spend his early years living with his grandmother.

Louis loved all kinds of music. He bought an old cornet and learned how to play. When he was in third grade he dropped out of school and started singing on the streets to get money for his family.

Louis spent his teenage years selling newspapers and unloading bananas from boats. In his free time he listened to the famous bands of that time. Later on, he started performing on steamboats and during this period he learned how to read music and play classical pieces on the cornet.

 

Louis Armstrong

In 1922 Louis started playing in a band in Chicago and later on moved to New York, where he played in one of the city’s most famous bands. No one else could play like he could. He hit the highest notes easily and played great solos.

After a few years in New York he went back to Chicago where he made his first recordings. Here he started playing the trumpet. During one of the recordings Louis dropped his text on the floor. The producer told him to keep on singing so Louis improvised and sung syllables that had no meaning. This became known as “scat singing”. Soon many other jazzmusicians tried to copy this style of singing.

His records made him famous and when he moved back to New York in 1929 bandleaders all over the city wanted to have Louis in their orchestras.

He not only recorded music, but also performed on Broadway and played in movies. Louis Armstrong was a singer, dancer and master of the trumpet. He travelled all over the world and made people happy through his music.

Words

• accompany = to play a musical instrument while someone else sings a song
• ballad = a slow love song
• bandleader = someone who leads a band
• banjo = an instrument like a guitar that is played in country music
• birthplace = a place where something first started
• brass instruments = instruments like trumpets, horns etc..
• century = a hundred years
• chord = notes that are played at the same time and sound nice
• composer = someone who writes music
• cornet = a small trumpet
• decade = ten years
• double bass = a large instrument that looks like a violin that musicians play standing up
• drop out = to leave
• drums =a musical instrument that you hit with your hand or a stick
• emerge = to come up
• emotion =feeling
• entertainment =you perform music or a play that people listen to or watch
• evolve = to grow slowly
• feature =characteristic, quality
• folk music = music that has been played by normal people for a long time
• hardly = not very often
• improvise = if you don’t prepare anything, you just invent musical sounds
• influence =to have an effect on
• inspire =here: to get ideas or motivation from
• made up =consist of
• meaning =sense, value
• Midwest = the middle part of the United States
• mixture = when two or more different things come together
• musician = a person who plays music
• note = a musical sound
• perform = to do something to entertain people ; to act a play or play music
• pieces = songs
• popular = if a lot of people like something
• producer = someone who controls the recording
• ragtime = a type of music that was popular in America in the early part of the 20th century
• record = a round flat piece of plastic with a hole in the middle. Many years ago they were used to save music but today people have music on CDs
• recording = if you save music on a CD or tape
• reed = a thin piece of wood on an instrument . You blow into it and it makes a sound
• relaxed =calm, stress-free
• rhythm =beat
• slave = someone who is owned by another person and works for them for no money
• smooth = soft and nice to listen to
• spiritual = a religious song sung by African Americans
• steamboat = a boat that uses steam for power and sails along rivers
• stress =to make important
• successful =to be very good at something
• syllable = a small part of a word
• teenage = age between thirteen and nineteen
• trombone = a metal instrument that you play by blowing into it and you pull a part of it in and out to change the notes
• tuba = a large instrument that looks like a curved tube; it produces very low sounds when you blow into it
• tune = same as “melody”
• unload = to take something off a ship, truck or train
• well-known = a lot of people know about something
• works = pieces of music

Restaurants - Food

 A list of useful phrases relating to restaurants and food.

• I'd like to book a table please. • Could I/we have a table please? • Would you have a table for 2 please?	• For how many people? • How many of you are there? • Inside or outside (in the garden/on the terrace)? • Have you booked? • Your name please?
• How long will we have to wait?	• I'm afraid you'll have to wait ... a little while ... for half an hour/30 minutes
• Can I have the menu please? • Could we have some water please? • What soft drinks do you have? • Do you have a wine list?   Could we have the wine list please? • Do you have any vegetarian/vegan dishes? • Do you have a menu/portions for children? • Could I have some more bread/butter/water   please? • We'd like to order now please.	• What would you like to drink? • Still or sparkling water? • How would you like your steak cooked? ... rare?  medium rare?  well done? • Would you like any vegetables / a side dish? • Do you need anything else? • Do you have everything you need? • Is everything OK?
• Can I have the bill please? • Do you take credit cards? • Can I pay by credit card / cheque?	• Here you are. • Yes of course. •  I'm afraid we don't take credit cards / cheques.

Entertainment Vocabulary

Theatre(s)

Museum(s)

Cinema(s)

Art Gallery (Galleries)

Casino(s)

Zoo(s)

Disco(s)

Fun Fair(s)

Circus(es)

Build Up

If you go to any of these places are you a customer, a visitor or a member of the audience?

If you go to the theatre, cinema, or circus you are a member of the audience.

If you go to a museum, zoo, fun fair, or art gallery, you're a customer or a visitor.

If you go to a disco or casino, you're a customer.

If you go to a casino, you're a customer (or a mug).

What do you do when you're there?

You go to the cinema to watch a film or a movie. You can say, "I'm going to the cinema / films / flicks / pictures." We also call it the silver screen.

You go to the theatre to watch the performance, it could be a play, a show, a musical, a gig, a pantomime, apuppet show, an opera or a ballet.

You go to a museum or an art gallery to see anexhibition.

You go to a casino to gamble and to try and win money, but you'll probably lose it instead.

You go to a zoo to watch or look at or see the animals.

You go to a disco to listen to music and dance.

You go to a circus to watch the acts.

You go to a fun fair to go on the rides, see the side shows, and to play the games.

Naturally Speaking

Buying a ticket:-

• “I`d like one adult and one child for Cinema 3, please.”
• “Can I get one ticket for the matinee?”
• “Are there any seats left for the 1:45 show?”

Ordering refreshments:-

"I'd like a large popcorn and a small soft drink please. Do those nachos come with cheese? Oh and I’ll have a box of chocolates too. Thanks."

Mr. and Mrs. Smith are trying to decide what to do at the weekend.  Mr. Smith is reading the entertainment section in the newspaper.

Mr Smith:	There's a new casino opening. Do you fancy going this weekend?
Mrs Smith:	No way! It's a mug's game.
Mr Smith:	Well how about seeing a film instead?
Mrs Smith:	I don’t know.  What's on?
Mr Smith:	Blood Diamond is showing. I quite fancy seeing that.
Mrs Smith:	Oh dear. I don’t think I want to watch that one.  The reviews say it is a very violent flick.
Mr Smith:	We could go to the theatre and see a play instead.
Mrs Smith:	That’s a good idea!  I think Calendar Girls is still playing.  I heard on the radio that it is a wonderful stage play.
Mr Smith:	Oh. Well to be honest, I would rather go to a concert and hear some good music.
Mrs Smith:	Well we haven't been to a concert in ages, but I still fancy thetheatre.
Mr Smith:	Well why don't we go to the matinee performance and then take in a concert later?
Mrs Smith:	What a good idea. Phone up the box office and book some tickets.

Usual Food

1. mustard  6. syrup 11. meatballs 2. hot dog 7. bun 12. salad dressing 3. baked beans 8. pickle 13. tossed salad 4. potato chips 9. hamburger 14. beef stew 5. pancakes 10. spaghetti 15. pork chops  16. mixed vegetables 22. cookie 28. french-fries 17. mashed potatoes 23. sundae 29. fried chicken 18. butter 24. taco 30. pizza 19. roll 25. egg roll 31. jelly 20. baked potato 26. strawberry shortcake 32. (Sunnyside-up) egg 21. steak 27. biscuit 33. bacon 34. toast 35. coffee 36. ice cream come

Từ vựng thư viện công cộng

1. library clerk	2. checkout desk	3. library card
4. card catalog	5. drawer	6. call card
7. call number	8. author	9. title
10. subject	11. row	12. call slip
13. microfilm	14. microfilm reader	15. periodicals section
16. magazine	17. rack	18. photocopy machine
19. globe	20. atlas	21. reference section
22. information	23. (reference) librarian	24. dictionary
25. encyclopedia

Từ vựng tài chính tiền tệ

Dollar	Euro	Pound	Yen

Ways of paying

	cash	cheque(s)	credit

General Money Vocabulary

	bank(s)	cash box(es)	cash machine(s) / ATM(s)
	cheque book(s)	coin(s)	note(s)
	piggy bank(s)	poor	purse(s)
	rich	safe(s)	till(s)
		wallet(s)

Build Up A - Z of money terms

account	n. a record of money a person deposits into a bank
balance	n. the difference between credits and debits in an account
bank	n. a building in which commercial banking is transacted.
bank charges	n. money paid to a bank for the bank's services etc
banker's draft	n. a cheque drawn on the bank (or building society) itself against either a cash deposit or funds taken directly from your own bank account.
barter	v. to trade without using money.
borrow	v. to ask for the temporary use of money on the condition of repayment and at a set rate of interest.
branch	n. local office or bureau of a bank
building society	n. A building society is like a bank, but it is owned by its members - savers and borrowers - and not by shareholders. Its traditional purpose was to lend money to individuals to purchase or remortgage their homes. This money used to come exclusively from individual saving members who are paid interest on their deposits. Now, an increasing proportion, but still a minority of the funds are raised on the commercial money markets.
cashflow	n. cash earnings minus cash outflows for fixed- and working-capital investment.
cashier	n. an employee of a bank or building society who receives and pays out money.
chequebook	n. book containing detachable cheques
cheque	n. written order to a bank to pay the stated sum from one's account
counterfeit	n. fake money made in order to deceive - also v.
credit	n. money in a bank a/c; sum added to a bank a/c; money lent by a bank - also v.
credit card	n. (plastic) card from a bank authorising the purchasing of goods on credit
currency	n. money that is used by a country such as the United Kingdom.
current account	n. bank a/c from which money may be drawn at any time; checking account US
debit	n. a sum deducted from a bank account, as for a cheque - also v.
debit card	n. you use a debit card in much the same way as a credit card but instead of receiving credit after making your purchase, the funds are automatically (within a few days usually) withdrawn from your bank account.
debt	n. the state of owing something (especially money).
denomination	n. a number that expresses the value of a coin or bill.  A five pound note and a ten pound note represent two denominations.
deposit	n. an amount of money placed with a bank
deposit account	n. bank a/c on which interest is paid; savings account US.
fill in	v. to add written information to a document to make it complete.
interest	n. money paid for borrowing money, or money that a bank or building society pays a customer for putting money into their bank.
interest rate	n. the percentage of an amount of money which is paid for the use of that money over a period of time.
lend	v. to give the temporary use of money on the condition of repayment and at a set rate of interest.
loan	n. money lent by a bank etc and that must be repaid with interest - also v.
mortgage	n. most of us do not buy our homes outright for cash - instead we borrow money to do so.
overdraft	n. deficit in a bank account caused by withdrawing more money than is paid in
pay in	v. to deposit or put money in to a bank account
payee	n. person to whom money is paid
paying-in slip	n. small document recording money that you pay in to a bank account
pence	n. more than one penny.
standing order	n. an instruction to a bank to make regular payments
statement	n. a record of transactions in a bank account
withdraw	v. to take money out of a bank account
withdrawal	n. the act of taking out money.

Naturally Speaking

Rich man / Poor man

There are lots of ways to describe how rich or poor someone is. Here are a few - from very rich to very poor.

filthy rich, stinking rich, rolling in it, wealthy, rich, prosperous, affluent, well off, hard-up, needy, skint, brassic, penniless, broke, poor, impoverished, poverty-strick, Poor man, destitute

Dialogue

Here is a conversation between Mrs Smith (Joan) and the cashier at her new bank.

It's Saturday morning and Joan's gone to the bank.
Joan	I'd like to open a bank account, please.
Cashier	Certainly. Do you have some form of identification?
Joan	Yes, I bought my passport. Is that OK.
Cashier	Yes. We also need proof of your current address. Do you have a utility bill or your driver's licence with you?
Joan	I've got my driver's licence.
Cashier	What kind of account did you want?
Joan	Well I want a deposit account and a savings account.
Cashier	That's fine, we do both. Do you have any proof of income?
Joan	Yes, I bought my pay slips for the last three months.
Cashier	Good. You could also apply for a credit card at the same time, if you like.
Joan	Yes, that would be great.
Cashier	OK. If you would just like to fill out these forms...